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At risk of losing your home?

You are not alone. Ireland has been in the grip of a Housing and Mortgage Arrears Crisis since the Economic Recession of 2010. Current estimates say it could continue until at least 2023.

In 2016:


  • 89,696 mortgage accounts in arrears

  • 46,490 over 360 days in arrears

  • 1,895 repossession cases in 1st quarter of 2016

  • 1,284 repossessions granted in 2015

Falling into arrears is stressful for any home owner and can be particularly hard on children in the family. In the most tragic cases, this can lead to homelessness and even mental illness.

In response to INHO survey

  • 44% of respondents said they felt depressed or ill all or most of the time

  • 31% had had suicidal thoughts in the last 4 weeks

  • 22% had plans to kill themselves

  • 45% indicated harmful levels of alcohol use

(Source: Dr, Eddie Murphy (Clinical Psychologist) and Irish Mortgage Holders Association)


Some resources for Parents, Children and Young people

•    Citizens Information Centres provide free, impartial, information, advice and advocacy including information on homeless services from more than 214 locations around the country. Citizens Information also provides a nationwide phone service on 076 107 4000. This service is available from Monday to Friday.

•    The Homeless Person's Unit Freephone number is available on 1800 724 724 for advice and information on emergency accommodation.

•    Focus Ireland’s Advice and Information service is available on 01 6712555. Focus can help you find a bed for the night, help you find food, help you with money and employment issues, and provide advice and support

•    Threshold is a charity whose aim is to secure a right to housing, particularly for households experiencing the problems of poverty and exclusion. They offer a variety of services including a freephone national helpline on 1800 454 454.

•    The Peter McVerry Trust is a charity that provides a number services for homeless people.

•    The Dublin Region Homeless Executive is provided by Dublin City Council as the lead statutory local authority in response to homelessness in Dublin

•    Crosscare (call 01 836 0011) work in the Dublin area and offer support to those affected by homelessness. They also try to meet the needs of young people in the work that they do.

•    The Salvation Army extends a helping hand to those who are homeless, friendless and in need. They have three centres in Dublin. More information is available on their website.

•    The Simon Community (call 01 671 1606) work in lots of areas throughout Ireland with people experiencing, or in danger of experiencing, homelessness, providing services and support to those who need it most.

•    Society of St Vincent De Paul (call 01 703 6100) operate 17 hostels nationwide as well as breakfast clubs, youth clubs, and summer holiday programmes. Their homeless agency will provide names of hostels.

List provided by the ISPCC.

Other useful links

Irish Council for Social Housing 

Threshold Ireland 

REVES Network (Cities and Regions of the Social Economy) 

CECODHAS (European Confederation for Social Housing) 

The Wheel 

Community Workers Co-operative 

European Anti-Poverty Agency 

Cork County Council 

Skibbereen Town Council

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